Six Most Important Things

1. Your financial independence comes first.

1. Your financial independence comes first.

Mommaerts Mahaney Financial Services uses a systematic and disciplined investment strategy with every portfolio we manage. And when customizing your portfolio, our first goal is to achieve your desired life goals.

2. Your portfolio is as unique as you are.

2. Your portfolio is as unique as you are.

The best plan is a personal plan, and so we take the time necessary to determine:

  • your individual investment goals
  • your tolerance for risk
  • the timeframes you're facing
  • your personal tax situation
  • any other unique circumstances that could affect your outcome

It's part of an entire planning process—documented in your personal Investment Policy Statement—and it's something we follow to the letter.

3. Your tolerance for risk is more important than your planner's hunger for wealth.

3. Your tolerance for risk is more important than your planner's hunger for wealth.

Ensuring your life's goals is the objective, but we work to reach your targeted returns while minimizing the volatility of your portfolio. We do this with individual security selection, paired with diversification across asset classes, industry sectors and geography—helping to ensure that you are not overexposed to particular economic tendencies or specific industries.

4. Your experience with an advisor should be as good as your advisor's experience.

4. Your experience with an advisor should be as good as your advisor's experience.

We seek to achieve your investment goals over the long-term by finding and investing in companies and products that we believe will help you achieve your necessary personal rate of return. We avoid market timing and momentum investing. We're long-term investors and we strive to add value and make a better experience for everyone.

5. Your planner is bound by a Standard of Care and a Code of Ethics

MMFS is a member of the Financial Planning Association that follows a Standard of Care


Principle 1: Put the client's interests first
 

Principle 2: Act with due care and in utmost good faith

Principle 3: Do not mislead clients

Principle 4: Provide full and fair disclosure of all material facts

Principle 5: Disclose and fairly manage all material conflicts of interest

MMFS Follows the Certified Financial Planner® Code of Ethics


Principle 1: INTEGRITY

Principle 2: OBJECTIVITY

Principle 3: COMPETANCE

Principle 4: FAIRNESS

Principle 5: CONFIDENTIALITY

Principle 6: PROFESSIONALISM

Principle 7: DILIGENCE

6. Your planner needs an open door, not just an open mind.

6. Your planner needs an open door, not just an open mind.

At Mommaerts Mahaney, we maintain consistent contact with our clients in an effort to enhance their understanding of our investment and Financial Planning Strategy. That means daily online updates to your portfolio, quarterly performance reports that we can all understand, and telephone, email, newsletters and face-to-face discussions throughout the year.

** Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.